The only machine that can make decisions,
not just recommendations.
A full-file credit risk assessment
with decisions on Income, Assets, & Lending.
Those decisions are backed by a defect policy.
The highest ROI you can get from your tech stack.

Quality
A Defect Policy backs the quality of a Candor underwrite.
Candor conducts an in-depth credit risk assessment with just one click. Extensive data cross-checks and corroborations ensure data accuracy, validity, quality, accurate guideline assessment, and the right lending decision.

Speed
Velocity reduces cycle time by 18.7 days.
Your processors will have the power to deliver a fully underwritten file that requires just 1 underwriter touch. And, you'll get to borrower surety faster and provide an exceptional experience with all borrower requirements upfront.

ROI
Reduce fallout, improve hedge, and banish repurchases.
Beyond incremental time savings, Candor provides significant & meaningful ROI through the metrics that matter.