1 underwriter touch on 70% of your loans
with brainpower not manpower.
(All with perfect quality backed by a defect policy)
How is Candor's solution unique?
Does your automation software present income and liability back to your team?
That invites human error and bias.
Using our Mortgage Underwriting Decision Sciences™ our Loan Engineering System™ makes final decisions on income, assets & liabilities, and the decision to lend.
And, we back our decisions with a defect policy.
Let’s take a closer look at the benefits:
Quality
A Defect Policy backs the quality of a Candor underwrite.
Candor conducts an in-depth credit risk assessment with just one click. Extensive data cross-checks and corroborations ensure data accuracy, validity, quality, accurate guideline assessment, and the right lending decision.
Speed
Velocity reduces cycle time by 18.7 days.
Your processors will have the power to deliver a fully underwritten file that requires just 1 underwriter touch. And, you'll get to borrower surety faster and provide an exceptional experience with all borrower requirements upfront.
ROI
Reduce fallout, improve hedge, and banish repurchases.
Beyond incremental time savings, Candor provides significant & meaningful ROI through the metrics that matter.