--- title: Candor Benefits | Candor Technology --- [  855.520.1400](tel:855.520.1400)   - [![Candor_logo_Color_Horizontal-tm-3](https://info.candortechnology.com/hs-fs/hubfs/Candor_logo_Color_Horizontal-tm-3.png?width=648&height=96&name=Candor_logo_Color_Horizontal-tm-3.png "Candor_logo_Color_Horizontal-tm-3")](https://candortechnology.com/) # Mortgage Underwriting Decision Sciences ### 1 underwriter touch on 70% of your loans ### with brainpower  not manpower.  (All with perfect quality backed by a defect policy) [REQUEST A DEMO](https://info.candortechnology.com/candor-benefits/?hsLang=en#requestdemobenefits) How is Candor's solution unique? Does your automation software present income and liability back to your team?  That invites human error and bias. Using our Mortgage Underwriting Decision Sciences™ our Loan Engineering System™ makes final decisions on income, assets & liabilities, and the decision to lend.  And, we back our decisions with a defect policy.     Let’s take a closer look at the benefits:  ![Art Export Quality](https://info.candortechnology.com/hs-fs/hubfs/Art%20Export%20Quality.jpg?width=370&height=180&name=Art%20Export%20Quality.jpg "Art Export Quality") ## Quality A Defect Policy backs the quality of a Candor underwrite. Candor conducts an in-depth credit risk assessment with just one click.  Extensive data cross-checks and corroborations ensure data accuracy, validity, quality,  accurate guideline assessment, and the right lending decision. ![Art Export Speed](https://info.candortechnology.com/hs-fs/hubfs/Art%20Export%20Speed.jpg?width=329&height=160&name=Art%20Export%20Speed.jpg "Art Export Speed") ## Speed Velocity reduces cycle time by 18.7 days. Your processors will have the power to deliver a fully underwritten file that requires just 1 underwriter touch. And, you'll get to borrower surety faster and provide an exceptional experience with all borrower requirements upfront. ![Art Export Value-1](https://info.candortechnology.com/hs-fs/hubfs/Art%20Export%20Value-1.jpg?width=340&height=160&name=Art%20Export%20Value-1.jpg "Art Export Value-1") ## ROI Reduce fallout, improve hedge, and banish repurchases. Beyond incremental time savings, Candor provides significant & meaningful ROI through the metrics that matter.  Candor paves the path to the future for savvy lenders.  Are you ready to put distance between you and your competitors? ### Fill Out the Form Below to Request a Demo © 2026 Candor Technology | [Privacy Policy](https://candortechnology.com/privacy-policy/)